Taiwan’s leading cryptocurrency exchange, HOYA BIT, has announced the official launch of its groundbreaking AI trading portal, “AI Native Exchange OS,” alongside its innovative functional IP, “Jinbao.” This pioneering platform aims to revolutionize how users interact with digital assets by integrating artificial intelligence directly into the exchange’s core operations.
The initial version of AI Native Exchange OS consolidates six core functionalities, designed to streamline the user journey from market exploration to transaction execution. These include comprehensive deposit guidance, real-time cryptocurrency quotes and market trends, a personalized asset overview, seamless flash exchange and recurring order placements, subscription services for daily yield products with historical backtesting calculations, and advanced price alert settings coupled with efficient order inquiry. This integration empowers users to perform a wide array of common operations using natural language, significantly reducing the complexity of navigating multiple pages and menus.
Peng Yunxian, Founder of HOYA BIT, emphasized the strategic vision behind this innovation: “The cryptocurrency market is characterized by rapid volatility, vast information, and 24/7 operation. What users truly lack isn’t more tools, but rather the ability to quickly access information, understand their options, and execute decisions precisely when needed. Our ambition isn’t to create an AI feature simply attached to the exchange; instead, we envision AI becoming the new operational gateway for the exchange itself. By becoming the first Taiwanese cryptocurrency exchange to enable natural language-driven transactions, HOYA BIT aims to empower more users to participate in the virtual asset market intuitively, without the need to first master complex interfaces. This move is critical for enhancing user accuracy and trust, paving the way for true progress in inclusive finance.”
Six Core Functions: A Unified Entry for Seamless Crypto Management
HOYA BIT highlights that the debut of “AI Jinbao” with its six core functions covers the majority of users’ primary needs, from understanding market dynamics and reviewing assets to executing trades. Users can simply articulate their needs in natural language, for example, “Flash exchange 1,000 USDT to BTC,” or “Explain my current asset allocation.” The system intelligently interprets these commands, organizes relevant information, outlines procedural steps, provides operational guidance, and executes the corresponding processes upon user confirmation.
On the transaction execution front, AI Jinbao supports key functions such as flash exchanges, recurring orders (Dollar-Cost Averaging), and daily yield product subscriptions. For asset management, users gain instant access to their current account status, historical performance, and detailed asset allocation insights. In terms of market research, the system integrates real-time quotes and critical information, enabling users to grasp market movements more swiftly and significantly lowering both information comprehension and operational barriers.
AI-Driven Transparency: Empowering Users with Precise Control Through Simplified Execution
HOYA BIT underscores that AI Jinbao’s role is not to make investment decisions on behalf of users. Instead, it serves as a highly intuitive operational interface, assisting users in navigating a complex financial environment by more efficiently acquiring information, understanding steps, and completing operations. Crucially, all functions involving financial transactions are equipped with explicit confirmation mechanisms, ensuring that every trade is executed only after explicit authorization from the user.
This deliberate design transforms AI Jinbao from a mere query tool into an interactive portal that seamlessly connects information, judgment, and execution. For newcomers, it drastically flattens the learning curve and reduces interface-related stress. For experienced users, it significantly boosts the efficiency of information retrieval, decision-making, and transaction execution.
Beyond Traditional Interfaces: HOYA BIT Reshapes Trading with Conversational AI
As global financial services continue their evolution towards conversational AI and Agentic Interaction, the way users engage with financial platforms is undergoing a profound transformation. QED Investors, in their 2026 trend predictions, project that the primary interface for banking services will gradually shift from traditional app-based screens to intelligent financial assistants powered by conversational AI. Similarly, Visa has been actively building an AI-centric commercial infrastructure in recent years, propelling transaction processes towards fully automated agent models.
HOYA BIT asserts that the cryptocurrency market, with its inherent volatility and round-the-clock operation, is particularly in need of reduced information and operational barriers. When the trading entry point transcends conventional interfaces and evolves into natural language dialogue, digital finance gains a far greater opportunity to truly become accessible to the everyday user. The official launch of AI Jinbao stands as HOYA BIT’s tangible realization of this vision.
HOYA BIT also indicated its commitment to continuously expanding AI Jinbao’s functional scope, gradually extending its capabilities to encompass a broader range of related operations, thereby consistently optimizing the user’s complete experience from comprehension and inquiry to execution.
(Content provided by HOYA BIT)
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